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A wonderful perk of building a budget is now you will be able to factor in one-time purchases better than ever before.

Whilst some of these items may come up unexpectedly, like the purchase of the laptop to replace the one that crashed, other people can be budgeted for months in advance, like that online business retreat you’ve been eyeing, to protect your business from financial burden.

Step 5: Pull It All Together The 1st four measures of this post detail the elements of a decent internet business spending budget, so the last phase is simply pulling it all together. Get action by applying this handy checklist with specific examples so that you can establish your spending budget without any hassle:

Earnings SOURCES: Hourly Earnings Product Income Investment Earnings Loans Savings Other FIXED COSTS: Rent/Mortgage Utilities Salaries Internet Government and bank fees Cell phone Website hosting Accounting Services Legal Services Insurance VARIABLE Expenses: Raw Materials Contractor Wages Commissions Advertising Other Marketing Costs Transportation Travel & events Printing Services ONE-TIME SPENDS: Computer Furniture Software Office Supplies Gifts

Generating a month-to-month business budget may seem like a hassle, but I bet it is something you’ve been thinking about for a long time. Take the leap! It is an essential infrastructure project that gives you the ability to make conscientious financial decisions so your organization can stay on track and grow.

What else stands in your way of a balanced home business budget? Are there any hurdles we’ve missed that currently have you paralyzed in the process? If so, comment below along with your questions, issues or concerns.

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